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Our partnerships with various reputable carriers also allows us to help clients seek multiple car insurance discounts to make auto insurance that much more affordable. Discounts you may qualify for include:
Raising your deductible means that you are willing to pay more if something happens. Raising your deductible can save up to 20% of your monthly homeowners insurance premium. Just be prepared to shell out IF you do need to use your insurance policy.
Call your Mercury Home Insurance agent to see if your plan offers a reduced rate for installing a security alarm.
If you have an older property you may not have built in smoke or CO2 sensors. Check with your provider to see if they will provide a discount if you install them. The cost of installation may be offset by the discount offered.
Sit down with your CA Mercury Homeowners Insurance agent and go over each of the riders on your policy. Things change and you may not need to carry the same riders any more. If you have sold off your jewelry or downgraded your electronics, then that may be a rider you can remove or maybe you are just willing to replace them out-of-pocket if something does happen to them.
If you don’t ask, you may never know they were there. A lot of Insurance companies offer discounts for multiple policies, seniors, non-smokers, or even discounts because you’ve been claim-free. It never hurts to ask, you may even find that your company has a deal with the Insurance provider.
Some basic improvements, such as putting on a stronger roof or installing sump pumps could also get you a discount in some areas. A lot of it would depend if your area is prone to disasters.
