PROTECTION STARTS AT HOME

We will help you choose to right homeowners coverage options, you can feel safe knowing your home and family are protected when you are insured with Payton Ins.

Finding the right coverage for you
When you choose Payton Ins you’re not only getting one of California’s most trusted insurance agencies, you’re also getting your own dedicated insurance agent, who will provide a unique plan just for you. Here are a few policies that we offer.*

Dwelling Protection:
Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils

Personal Property:
Provides coverage for your household items in the event of a fire, theft or other covered loss.

Extended Replacement Cost:
Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.

Additional Living Expenses:
Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.

Personal Liability Protection:
Pays for bodily injury or property damage caused to others as a result of a covered incident.

Guest Medical Protection:
Pays medical expenses for your guests who are accidentally injured on your property.

Identity Theft Protection:
Pays for expenses you incur as a result of criminal identity theft.

Additional personal property coverage for valuables, such as antiques, fine art and jewelry
*Coverage(s) may be subject to certain restrictions and limitations and may not be available in all states.

Uncover discounts for extra savings
Everybody loves to save money, so we also offer a variety of discounts that can you save even more off of Mercury’s already low rates.

•Protective Devices Discount Receive discounts for smoke alarms, deadbolts, burglar alarms and more.
•Fire-Resistant Construction Materials;
•Newer Home;
•Gated Community;

•Selecting a higher deductible.
*Discounts may vary by state.

Go multi-policy
Make sure you ask us about our AUTO+HOME discount. You could save hundreds of dollars a year when you insure both your auto and your home through Payton Ins.


For a fast, free quote, call (800) 793-4561

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1746-F South Victoria Ave # 218, Ventura California 93003